Daegu's Policy Fund Support
- Home
- Investment Strengths
- Tailored Business Support
- Daegu's Policy Fund Support
Management Stabilization Fund for SMEs (Working Fund)
- Purpose: Loan execution of commercial bank through the Korea Credit Guarantee Fund and Daegu's support for secondary reserves
- Use of proceeds: Working fund for business management such as technology development, product production costs, labor costs, etc.
- Loan interest rates: A deferment period of 1 year and repayment (decided by the bank in consideration of corporate credibility)
- Period: 1 year (bank's agreed interest rate is applied after the end of support)
- Details: Partial support of bank loan interests (Interest rate subsidy of 1.3 - 2.2 %)
* Interest rates borne by company: loan interest rate, Interest rate subsidy (secondary reserves)
| Loan Amount | General | Preferential* | Special Preferential** | Period |
|---|---|---|---|---|
| KRW 50 million or less | 1.8% | 2.0% | 2.2% | 1 year |
| Over KRW 50 million | 1.3% | 1.5% | 1.7% |
*Preferential: Winner enterprises of the SME entrepreneurship contest, companies designated 30303 (30 years old with 30 or more employees), women business, disabled business, etc.)
**Special preferential: Enterprises that won the Employment promotion award, HuStar project participating companies, Meister technology startups, etc.
**Special preferential: Enterprises that won the Employment promotion award, HuStar project participating companies, Meister technology startups, etc.
Startup and Competitiveness Enhancement Fund (Facility fund)
- Purpose: Financing long-term and low-interest for SMEs (manufacturing, manufacturing-related service industries, etc.)
- Scale: KRW 55 billion
- Loan interest rates: 3.0 ~ 3.5%
| Category | Eligibility | Loan Interest Rates |
|---|---|---|
| Special preferred companies | New growth driving industries, job-creating companies, HuStar project participating companies, etc. | 3% (3 months, floating rate) |
| preferred companies | STAR enterprises, pre-STAR enterprises, onward-transferring (attraction) companies, women's companies, etc. 2.15% (fluctuates every 3 months) , women business, etc. | 3.2% (3 months, floating rate) |
| General companies | General companies not eligible for the preferred | 3.5% (3 months, floating rate) |