Daegu's Policy Fund Support
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Management Stabilization Fund for SMEs (Working Fund)
- Purpose: Loan execution of commercial bank through the Korea Credit Guarantee Fund and Daegu's support for secondary reserves
- Use of proceeds: Working fund for business management such as technology development, product production costs, labor costs, etc.
- Loan interest rates: A deferment period of 1 year and repayment (decided by the bank in consideration of corporate credibility)
- Period: 1 year (bank's agreed interest rate is applied after the end of support)
- Details: Partial support of bank loan interests (Interest rate subsidy of 1.3 - 2.2 %)
* Interest rates borne by company: loan interest rate, Interest rate subsidy (secondary reserves)
| Loan Amount | General | Preferential* | Special Preferential** | Period |
|---|---|---|---|---|
| KRW 50 million or less | 1.8% | 2.0% | 2.2% | 1 year |
| Over KRW 50 million | 1.3% | 1.5% | 1.7% |
*Preferential: Winner enterprises of the SME entrepreneurship contest, companies designated 30303 (30 years old with 30 or more employees), women business, disabled business, etc.)
**Special preferential: Enterprises that won the Employment promotion award, HuStar project participating companies, Meister technology startups, etc.
**Special preferential: Enterprises that won the Employment promotion award, HuStar project participating companies, Meister technology startups, etc.